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if theres an emotional attachment then just get it through a credit union.
Also, if you buy from a Porsche dealer, they can manipulate the rates from other banks. Im not sure how their financial guy does it.
For me, they pulled my credit. I told them I had 2 credit unions offering me 1.99. They said the best they could do was 2.99. I started to walk out they told me they can do 2.25 if I signed today.
the 0.26% was much at the end of the loan and it was easier than dealing with an online/phone person like PenFed or Alliant.
Im not sure how they pushed it through, by my loan from the dealer was through Chase bank.
fk
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