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Originally Posted by Hawkeye
Actually, male drivers don't always pay more, as I illustrated in my previous post. In the US, that would be considered insurance fraud if he did it for the sole purpose of lower insurance rates. I realize things are different in Canada, just talking about what I know.
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I get it that some jurisdictions have different rates but in this case the guys changed the gender indicated on his paperwork to receive a lower rate.
Quote:
Originally Posted by Hawkeye
Gender will still be relevant, you think insurance companies use only what you disclose to them to rate you? Hell no. They use a lot of data outside of what you tell them to come up with a rate. I am not sure you understand what you are talking about.
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Again, the actual gender of the guy was irrelevant. He legally changed the gender specified on his paperwork without having to offer any proof of gender. We all know that insurance companies use all sorts of stats to determine rates, that's not the question. In Ontario recently a person was issued a birth certificate with the gender specified X. When that person applies for insurance how with they use their gender in part to determine a rate?