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I should mention the above is just a rough example, you can extrapolate the calculations to fit your situation, and you should get a similar result. Keep in mind the $22k in equity in your M235i, if placed towards the finance payment of the m340i, is essentially investment to build equity into a depreciating asset. So in order for it to be an apples to apples comparison, I removed any trade-in/downpayment amount from both scenarios. If your finance payment is the same as your lease payment then that means you've put money down into your financed car (either that or something funky is being done to make the lease payment higher).
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