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      07-13-2021, 09:53 PM   #18
RickFLM4
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Quote:
Originally Posted by DETRoadster View Post
Well there's someone I haven't seen in ages. I was just thinking about you the other day when I saw an Alfa drive by and wondering how you are. Hope all is well!

Great advice as always. Thank you.

I think what maybe I didnt stress enough in my first post is that I am REQUIRED () to buy a long term care policy. My only option would be to leave the state of Washington. So my choice is to buy into the state sponsored plan at about $500 a year, or, procure my own policy. Hell of a choice, eh?
$500/year is much, much less expensive than you will pay for a private policy. I’d shop around and see if there is a product you like without regard to mandates. If there is, great - get it. If not, pay the $500 / year and think of it as an extra tax that may or may not provide a benefit down the road. It’s not much to throw away if you decide to leave the state.

Not sure what benefits the state plans on paying but $500 / year sounds like they are about to dig a crater in the long-term state budget.
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