I remember at a Porsche show once, (mixed cars) we were on the Porsche stand, a kid came over, 17 ? liked the cars was more into the performance aspect, "Mate how fast does that go then" followed by, he was wanting to but one, a "cheap old one"
We advised he'll get stuck with the insurance aspect.
Said "oh my mum will insure it, I'm just gonna be a named "drive"
on it"
Being a ‘named driver’ on a car that you are the primary/sole driver of is called fronting, and the insurance companies are well wise to it.