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      03-04-2023, 04:04 PM   #7598
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Quote:
Originally Posted by XutvJet View Post
I'm heavily invested in S&P 500 index funds. I'd pay a small fortune in capital gains taxes if I went largely cash. I plan to stay as is and weather the impeding storm which will be here in a few months. I fully expect my portfolio to drop ~20% and stay that way for 1-2 years, but I'm in it for the long haul. I know it will all come back and will do so significantly just as it's done in the past. I've been through all the market tumbles since the late 1990s.

If I were close to retirement age, I'd be more cautious and consider moving things around. But I'm 48 and looking to retire in 5 years or so.
What is the thesis behind a 20% drop for 1-2 years?
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