[LuvMyE92]

Originally Posted by Chick Webb

Not sure why you wouldn't buy a "regular" UL policy and invest the excess money yourself if it's just going into an index. I guess if you don't have the discipline to invest it yourself?

That, and I suspect that the earnings are tax deferred in the insurance policy. Actually, since it's a life insurance policy, I guess it's not really taxable anyway. I could be wrong. Don't invest based on information you find on a car forum!

Originally Posted by XutvJet

There is something to be said to be able to walk to your manager's office to ask question, shoot the crap, and such. Same goes for just talking with your colleagues by the coffee machine. I don't know how many times I've learned something new, solved a problem, etc. by just randomly shooting the crap with someone while waiting for my coffee cup to fill. Doing video and conference calls is terrible and inefficient for so many reasons, IMO.

Absolutely. Team dynamics, training, all that stuff suffers with remote work. I actually hired a guy when we were 100% remote - that was a unique experience. He's working out great, but he would really prefer to be at home (we're 2 days a week WFH).

As for the offshoring comments above, a lot of companies that moved jobs offshore in the past 20 years have been moving them back to the USA. This may go through some more cycles, but when you get enough old farts like me complaining that they can't understand a strong Indian (Desi) accent or South African accent, it just makes it all the more difficult. Not to mention the challenge of dealing with/working with people in different time zones. Not EST versus CST but 12 hours difference!