Thread: BMW Insurance
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      04-20-2010, 12:58 PM   #13
Hawkeye
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Quote:
Originally Posted by FStop7 View Post
Doesn't matter, dude. It still counts against you in terms of risk.
Not true at all. If you are not at fault a company will not count it against you unless it happens 3 or more times within a given time period.

Quote:
Originally Posted by Kylekuu View Post
im going thru progressive, over 25 (but that doesn't matter, 25 isn't a magic age). But with my e92 i pay 600$/6 mos, have 1 accident 1 ticket under my belt too(at fault) 1 another accident (not at fault).
25 IS a magic number actually. Insurance rate tables don't go by individual age, the widely used one has a break in rates at age 25. Hence the reason you can call in when you turn 25 and get a rate decrease at ANY decent insurer. They work with statistics and outside data for the most part so 25 is pretty universal here in the US.

I pay $140 a month for full coverage on my E86, Titan and R6 as well as townhouse insurance. Your rate does not seem that good to me. The midwest has the cheapest rates by far so it is unfair to compare them to most other states.
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