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BMW X1 and X2 forums (U11/U10) General BMW X1 and X2 Discussion (U11 / U10) (2023+) Cost in UK

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      05-14-2025, 09:49 AM   #1
selaing
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Cost in UK

A chance I might move to UK in the next few years. I bought a USA 2023 X1 a few years ago.

In the US, we have the cost of the Car, Insurance and then Car registration through our State.

In the UK, I know I would have the cost of the car, but what else and how to price out? Thinking of same car?
MOT
Car Tax
Insurance
anything else I need to worry about?
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      05-14-2025, 10:33 AM   #2
paulockenden
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That’s about it apart from servicing (you can buy a plan which covers that, or just pay as you go).
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      05-14-2025, 11:15 AM   #3
paulockenden
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Oh also, some people also purchase GAP insurance. It pays out if your car gets written off or stolen, and pays the difference between what you paid for it and what the insurance company pays (which will be less). Don’t buy it from the dealer (despite the pressure to do so) - there are better / cheaper options available online.
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      05-14-2025, 11:36 AM   #4
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Also to note you don’t MOT in the UK until the car is 3 years old
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      05-14-2025, 03:23 PM   #5
selaing
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How much would car tax be one the car and what are you paying for insurance can I ask?
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      05-14-2025, 05:05 PM   #6
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Car tax depends on the list value of the car when new. If over £40k list price then car tax is around £600 per year for the first 5 years as it it deemed a luxury car tax. Set many years ago and they never increased it annually, robbing gits! Insurance depends on your age, location and other factors, so difficult to give an answer on that one.
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      05-15-2025, 05:25 AM   #7
Fish Fingers
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What model are you thinking of getting?
That will affect certain costs.

Remember, we also have the PHEV models here.
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      05-15-2025, 07:04 AM   #8
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Quote:
Originally Posted by Fish Fingers View Post
What model are you thinking of getting?
That will affect certain costs.

Remember, we also have the PHEV models here.
And full EVs, which they don’t have on the other side of the pond.
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      05-15-2025, 07:45 AM   #9
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Quote:
Originally Posted by paulockenden View Post
And full EVs, which they don’t have on the other side of the pond.
not to mention you bastards [said in good humor] also get the option for leather seats too! :shakes fist:

but I hear you're envious of our cup holders
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      05-15-2025, 08:14 AM   #10
selaing
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Right now leaning to either X1 or X3 Hybrid.....
Can I get a tow bar for my bike rack?
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      05-15-2025, 08:45 PM   #11
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Quote:
Originally Posted by selaing View Post
Right now leaning to either X1 or X3 Hybrid.....
Can I get a tow bar for my bike rack?
I got the factory hitch. My bike rack slots in to the hitch receiver.
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      05-16-2025, 12:48 AM   #12
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Quote:
Originally Posted by kenrok1 View Post
not to mention you bastards [said in good humor] also get the option for leather seats too! :shakes fist:

but I hear you're envious of our cup holders
I replaced the cup holders on our iX1 so they have the spring loaded bits!
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      05-16-2025, 01:43 AM   #13
Fish Fingers
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Quote:
Originally Posted by selaing View Post
Right now leaning to either X1 or X3 Hybrid.....
Can I get a tow bar for my bike rack?
We (wife) has got the X1 30e. It's a great car and I would buy the same model again.

Insurance is reasonable, given its performance.

It doesn't need an MOT for the first 3 years, and then it's about £50 pa.

Annual 'road tax' is £51pm. Not sure about new car tax as its changed.

Just had first service at 2 years, which seemed reasonable (£400??).

Tyres need replacing soon, so will be about 20k miles.

The real plus is the car will do 40-50 miles on a full charge. This is what she uses over 90% of the time. Only using petrol on longer journeys.
We have a home charger with cheap overnight rate (7p kwh), so it only costs about £1 to fully charge the 14 kw battery.
It's very cheap motoring if your usage is similar.

Last edited by Fish Fingers; 05-16-2025 at 01:57 AM..
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