[gtron]

Originally Posted by M_Six

*If* the market doesn't crash heavily again, Wifey and I should be ok for retirement. We've been maxing out our 403b accounts for years and those will be supplemental to whatever pensions we still have when we retire. Still keeps me awake at night sometimes.

i started my life over in 2008. is that what you're talking about when you mention the market crashing?

if so, f*** that was a bad time.

[M_Six]

Originally Posted by gtron

i started my life over in 2008. is that what you're talking about when you mention the market crashing?

if so, f*** that was a bad time.

Exactly. If our pensions don't get stolen by the Wall Street shark we have for a governor and we actually end up drawing our pensions at their projected worth, we'll do ok. Not much as far as lots of travel and so on, but we won't starve. If we get to keep our pensions and the market doesn't crash badly, we'll actually be pretty comfortable and money shouldn't be a huge concern.

The nightmare scenario is that somehow our "guaranteed" pensions shrink significantly or disappear altogether *and* the market crashes.