02-04-2008, 08:18 PM | #1 |
Major
91
Rep 1,153
Posts |
WTF? Credit Card approval?!?!
Just got this credit card in the mail today and it has my name on it. I dont remember signing up for it at all. They said I must call their 1-800 number to activate the card. I tried calling in to ask them about it but I'm not able to get through unless I enter the card number which in turn activates the account. I'm just wondering if anyone here's gotten something similar? This is from First National Card.
|
02-04-2008, 08:52 PM | #2 |
Major
67
Rep 1,141
Posts |
It is illegal to do that now. Where they send credit cards with your name and everything. I would try and somehow find some sort of customer support number. Call them say you will report them if they dont take you off their list or whatever they have.
__________________
|
Appreciate
0
|
02-04-2008, 09:19 PM | #4 |
Major
91
Rep 1,153
Posts |
Yeah they do have a optoutprescreen number but not really a number where I can call and ask about it. The other number will pretty much activate the card and constitute that I've accepted the card which is kind of wack.
|
Appreciate
0
|
02-04-2008, 09:21 PM | #5 |
Major
91
Rep 1,153
Posts |
|
Appreciate
0
|
02-04-2008, 09:27 PM | #6 |
Major
31
Rep 1,118
Posts
Drives: 2009 E89 Z4
Join Date: Dec 2006
Location: NJ
|
It's happened to me with reputable cards like Bank of America or Chase. If you don't need a credit card just cut it up. Not worth risking it if/when they ask you for your SSN or home address or anything like that.
__________________
Z4 sdrive30i | Deep Sea Blue | Ivory White Nappa Extended Leather | ZSP |
Appreciate
0
|
02-05-2008, 10:32 AM | #7 |
Colonel
146
Rep 2,900
Posts |
Just shred the card and all the crap in the envelope.
Speaking of shredding, always remember to shred anything with your name and address on it. |
Appreciate
0
|
02-05-2008, 01:52 PM | #8 |
General
559
Rep 18,123
Posts |
Check your credit report. You get a free one.
__________________
Current: 2010 Alpine White 335D LCI l 19" BBS LMs l KW V2 Coilovers l BMW Performance Grilles l MSport Front/Rear l Karbonwerke Trunk l F1 Pinnacle Tint 35% Former: E92 Space Grey 335i Latest pics |
Appreciate
0
|
02-07-2008, 10:31 PM | #9 |
Captain
20
Rep 749
Posts |
You can also get a credit freeze in most states so that nobody can access your credit without your permission. This is a credit freeze, not a fraud alert. Look it up--it's worthwhile.
|
Appreciate
0
|
02-08-2008, 12:03 AM | #10 |
Major
91
Rep 1,153
Posts |
Thanks for all your advice/opinions guys. I basically just didnt even bother calling them again or anything. I will probably just shred it.
Oh wow I think I heard something like that before in this one commercial but didnt know what it was. Anyhow, I took your advice and looked it up and it does explain a lot. Thank you! |
Appreciate
0
|
02-09-2008, 10:36 AM | #11 | |
Captain
20
Rep 749
Posts |
Quote:
|
|
Appreciate
0
|
Post Reply |
Bookmarks |
|
|