06-27-2008, 04:13 PM | #23 | |
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06-27-2008, 04:20 PM | #24 | |
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06-27-2008, 07:11 PM | #26 |
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You 2 should've started saving the wedding funds the second she said I do.
Taking out another loan is a bad idea. Do you guys have your own place? Reason I'm asking is you don't want too many trade lines showing up on your bureau once you start applying for a mtg.
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06-27-2008, 07:24 PM | #27 |
You don't know JACK!!!
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i feel ya bro. weddings are just crazy these days. mine is not even elaborate at all. i had around 136 guest and i'm close to 40K already (for everything). i don't count the rings and non-weddings stuff of course. things just start adding up like crazy. chair covers (wtf is this). florist, taxes on places (they charge 30% on service and taxes reception!!!). my reception was a 15K min and with tax/service charge it came out to be 20K. don't even get me started on the wedding dress...
i ended up taking line of equity. i'm make decent money, but i just don't have the cash at hand. i didn't want any $$ from parents so we did it ourselves. i should have it all paid off by end of next yr. i think wedding and funerals are the best business out there. they take advantage of you since they know you'll give in eventually. i just hate wedding n funeral business in general. p.s. i got close to 11K of cash. i have very greatful friends who gives cash. LOL
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06-27-2008, 09:21 PM | #28 |
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06-27-2008, 09:35 PM | #29 | ||
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I understand the costs but its just mind boggling that people would want to spend that money (you know where your mind is like trapped in a bottle). I mean if her parents were all about it then I could care less, but never my own money. My liquor is going to be like $7k on its own. And thats not considered their "top shelf", but the differences were stupid and to me considered comparable liquors, like swapping Grey Goose for Three Olives, dumb and not worth the $4 a head. Our food is catered by Bucci's, you might know the place Phantom if you make it to Cleveland at all. Great italian food, we basically picked the venue solely on the food. Yet Cameron Mitchell is great f'n food as well. I guess in the end we got off easy cuz we knew a good DJ so discount on that, we booked the reception at Crowne Plaza while the hotel was in the middle of renovations so another discount on that. Things just fell into place nicely for us. A year later and our costs would easily be 10k higher w/o a doubt on the reception alone. I will say this. If I ever get married again, I'm never going through this shit again. Unless it's that girls first and she blows me for a week straight
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06-28-2008, 12:24 PM | #30 | |
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06-28-2008, 09:06 PM | #32 |
I found Jesus...He was Hiding behiind my Sofa
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Weddings are great, if you have the $$$ to pay for it or someone else is footing the bill. It's a party, plain & simple.
don't go into it thinking that you'll recoup your cash from the attendees. You'll be in for a HUGE disappointment. Especially since these are the same people that will be bitchin' about this or that at the wedding you're considering going into debt for. Save your money, get back what you can and cut your losses before going into debt for a party. A few years ago, I gave my wife an option, $50K on a wedding or court house wedding, a new BMW, modded to her liking, and a nice vacation. Which do you think she picked? She's no dummy... Title to her bimmer and a sweet Caribbean cruise. ELOC - may NOT be the smartest choice for a short term loan. Use a 0% APR cc courtesy check and pay off before the promo period ends. Good luck!
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06-30-2008, 09:41 AM | #34 | |
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