[Mayacamas]

Hello
I just ordered my first BMW- an X5 x50e. I have never had a hybrid car nor run flat tires. I know I will be offered warranty’s when I complete the purchase and I’d like some advice on enhanced service plans, extended warranty’s and anything else experienced BMW purchasers can share.

I drive 12-15k a year, and plan on keeping the car 4-5 years. I am meticulous about maintenance (it will be at the dealership) and it will live in a garage.

Thank you,
Maya

[DanG]

The X-5 comes with a four year 50,000 mile warranty. It also has 3 years of prepaid service.

Personally I never buy an extended warranty or service plan.

[Mayacamas]

I have never bought one in the past. The one I am the most curious about is the tire warranty…and does having the electric motor change the value equation?

Thank you!

[G35POPPEDMYCHERRY]

tire warranty... srsly

[Mayacamas]

I’m gonna take that response as a “hard no? ”

[Bc2005]

Depending on how and where you drive, the tire warranty can pay off, since it includes both tires and significant wheel damage (not curb rash). Tires usually cost about $300-350, and then installation and balance is extra.

In 40,000 miles I’ve had 5 run-flat Pirelli P7’s replaced on my M340i, and each warranty claim was $50. I’ve had one nail, one sidewall bulge, two large cuts from debris, and one blowout from impact on a pothole on the interstate. Everyone hates runflats, but on the last blowout it allowed me to drive 40 miles to the nearest BMW dealer for the tire repair. YMMV.

[David70]

Average person can't come out ahead on extended warranty plans or service plans. They pay sales commissions, overhead, literature, the claims, and still make a good profit on it. If the average took out more than they put in the system wouldn't last.

A decent indicator on how much money the sales person or dealership makes on it is how hard they try to get you to buy it. If there wasn't much profit in it they wouldn't bother trying too hard.

There will also always be a certain number of people that will get more out of it than they put in but it isn't the average or norm.

[Westside Guy]

Originally Posted by Bc2005

Depending on how and where you drive, the tire warranty can pay off, since it includes both tires and significant wheel damage (not curb rash). Tires usually cost about $300-350, and then installation and balance is extra.

In 40,000 miles I’ve had 5 run-flat Pirelli P7’s replaced on my M340i, and each warranty claim was $50. I’ve had one nail, one sidewall bulge, two large cuts from debris, and one blowout from impact on a pothole on the interstate. Everyone hates runflats, but on the last blowout it allowed me to drive 40 miles to the nearest BMW dealer for the tire repair. YMMV.

I have a 5 year tire, wheel, paintless dent repair (dings) plan from my dealer which cost $2160. In the first year and a half I have already replaced 2 Michelin Pilot Super Sport BMW Star tires which are not runflats because of nail damage and they would have cost me about $475 each to replace at the dealer (tire + labor) and there wasn't any deductible with my plan. I think in the next few years I am bound to have more flats and luckily I will be covered and at the very least I will break even on my investment.

I didn't consider buying any of the other enhanced service plans or extended warranty’s.

[Forzanerazzurri]

Originally Posted by Westside Guy

and luckily I will be covered and at the very least I will break even on my investment.

I didn't consider buying any of the other enhanced service plans or extended warranty’s.

Think about this for a moment. You are basically advocating for an insurance policy with a 100% premium (or deductible if its more clear to understand that way).

These warranties are a scam, nowhere else will you ever find an "insurance" product structured like this where you are paying almost 100% of your potential benefit in premiums.

[dscabra]

Originally Posted by Mayacamas

I have never bought one in the past. The one I am the most curious about is the tire warranty…and does having the electric motor change the value equation?

Thank you!

Take your new car to a local Discount Tire (America's Tire in California) and they will sell you replacement certificates even if you didn't buy the tires from them. If a tire can't be repaired, it will be replaced for the cost of the certificate and tax on the new Tire. Certificate cost is based on the cost of the tire, but are usually in the $30-$40 per tire range.

[Westside Guy]

Originally Posted by Forzanerazzurri

Think about this for a moment. You are basically advocating for an insurance policy with a 100% premium (or deductible if its more clear to understand that way).

These warranties are a scam, nowhere else will you ever find an "insurance" product structured like this where you are paying almost 100% of your potential benefit in premiums.

I like to gamble and I consider this a really good bet based on the poor quality of some of the streets in Miami and the other local towns in my area. This plan will almost pay for itself based on replacing just 4 tires. If I had to replace one of the wheels on my Z4 it would probably be in the $800-$900 range. Couple this with the idiots that swing their doors open in the parking lots for supermarkets, etc. and will ding the side of your car.

[Forzanerazzurri]

Originally Posted by Westside Guy

I like to gamble and I consider this a really good bet based on the poor quality of some of the streets in Miami and the other local towns in my area. This plan will almost pay for itself based on replacing just 4 tires. If I had to replace one of the wheels on my Z4 it would probably be in the $800-$900 range. Couple this with the idiots that swing their doors open in the parking lots for supermarkets, etc. and will ding the side of your car.

True. The irony is, I needed a tire replacement about 1000km in and thought for a brief moment "I wish I had that warranty".

[Westside Guy]

Originally Posted by Forzanerazzurri

True. The irony is, I needed a tire replacement about 1000km in and thought for a brief moment "I wish I had that warranty".

A major factor in buying a tire and wheel plan (and in my case the paintless dent protection) is the location where you live, the quality of the roads and where you park your car.

In Miami construction on high rise buildings never stops and the surrounding roads are covered with all type of debris. That was how I picked up the nails that caused the flats in my 2 non runflat tires. Also the people that drive here are clueless and I have seen doors swing open in parking lots at my supermarket or places like Costco and leave dings in the cars parked next to them.

I visit Puerto Rico several times a year and the highways and local streets are notorious for their huge potholes. If I lived there and a dealer offered a tire and wheel plan I wouldn't hesitate to purchase it. Here is a picture of a runflat tire on my brother in law's Mercedes after he encountered a pothole on a highway that did not have street lights.

[David70]

Originally Posted by Forzanerazzurri

True. The irony is, I needed a tire replacement about 1000km in and thought for a brief moment "I wish I had that warranty".

It's not irony, anytime you could have used a warranty and didn't buy it you wish you had it but when you don't buy it and don't need it you don't think anything of it.

If I had purchased an extended warranty on every car & tire I have ever purchased I would be far behind on the overall plan. If I had purchased the warranty on just the right one it would have worked out well.

[DanG]

Originally Posted by David70

It's not irony, anytime you could have used a warranty and didn't buy it you wish you had it but when you don't buy it and don't need it you don't think anything of it.

If I had purchased an extended warranty on every car & tire I have ever purchased I would be far behind on the overall plan. If I had purchased the warranty on just the right one it would have worked out well.

I have never had a car where the warranty would have save me money vs. self insured.

[ErikJ1]

Originally Posted by Westside Guy

I like to gamble and I consider this a really good bet based on the poor quality of some of the streets in Miami and the other local towns in my area. This plan will almost pay for itself based on replacing just 4 tires. If I had to replace one of the wheels on my Z4 it would probably be in the $800-$900 range. Couple this with the idiots that swing their doors open in the parking lots for supermarkets, etc. and will ding the side of your car.

I am surprised I am not Tire Insurable anymore...Broward fucking County man...it's just another world. Got new tires in March..all four have been replaced and it's only July. One of them was hit by a stray bullet when I was getting gas in Pompano..after dark like a moran...

[Westside Guy]

Originally Posted by ErikJ1

I am surprised I am not Tire Insurable anymore...Broward fucking County man...it's just another world. Got new tires in March..all four have been replaced and it's only July. One of them was hit by a stray bullet when I was getting gas in Pompano..after dark like a moran...

I am confused by your post, did you previously have a tire and wheel plan and the dealers will no longer offer you one?

Also your profile says you are located in Jupiter which is part of Palm Beach County, do you do most of your driving in Broward County?

[ErikJ1]

Originally Posted by Westside Guy

I am confused by your post, did you previously have a tire and wheel plan and the dealers will no longer offer you one?

Also your profile says you are located in Jupiter which is part of Palm Beach County, do you do most of your driving in Broward County?

I live in Jupiter...our corporate offices are in Coral Gables...I use Tire Rack and use thier insurance

[Anderson11]

I self insure by having a maintenance account that's earning 5.25% via 3 month Cds. If I need the money for a trashed wheel or tire its there and not in BMW's pocket.