Best rewards cc

asdflkijd · 01-30-2009, 04:59 AM

Looking to get a rewards card, either travel or cash back/ rewards.. I looked into Delta skymiles AMEX, Citi CashRewards, and BOA Alaskan Airlines... Any other ones that I should take a look at?

stooken · 01-30-2009, 03:10 PM

i use wells fargo. 1 point for every dollar spent. linked to both my credit card and debit card. no annual fee. anything with some cash back would be nice to look into.

i would never use those airline cards unless i traveled a lot. their interest rates and annual fees are too much.

asdflkijd · 01-30-2009, 03:26 PM

Quote:

Originally Posted by stooken

i use wells fargo. 1 point for every dollar spent. linked to both my credit card and debit card. no annual fee. anything with some cash back would be nice to look into.

i would never use those airline cards unless i traveled a lot. their interest rates and annual fees are too much.

Since I don't live at home anymore I travel at least 3 times a year during thanksgiving, christmas and summer. I might just get one that has rewards but you can use it towards mileage points.

nmulax · 01-30-2009, 03:40 PM

I have a Shell Platinum Mastercard that I use for most everything. Since I only use Shell gas, I get 5% back on my gasoline purchases, and 1% back on everything else I buy. I like the fact that it's simple, no points to earn, and each statement shows the rebate I earned the prior month (which is automatically deducted from what I owe).

I also have an AMEX I use for important stuff. I have a ton of points on it, and should really use them at some point; just such a hassle.

Then I have a few other cards I rotate in/out of my wallet.

ChaneRZ · 01-30-2009, 03:40 PM

i have discover open road card. 5% cash back auto/gas. 5-20% online purchase. and 1% general purchase. great card!
i also have citicard rewards 3% gas/auto 1% on everything and
chase rewards only 1% on everything.

asdflkijd · 01-30-2009, 03:47 PM

thanks! I'll look up those too.

sinnet112 · 01-30-2009, 06:34 PM

Chase Freedom Card. 3% cash back on top 3 categories of expenditures every month, 1% on everything else. When you accumulate $50, you can redeem $50, but when you accumulate $200, they gift you $50 and mail you a $250 check

asdflkijd · 01-30-2009, 06:54 PM

Quote:

Originally Posted by sinnet112

Chase Freedom Card. 3% cash back on top 3 categories of expenditures every month, 1% on everything else. When you accumulate $50, you can redeem $50, but when you accumulate $200, they gift you $50 and mail you a $250 check

I have this card but the rewards expire

sinnet112 · 01-30-2009, 07:13 PM

Quote:

Originally Posted by asdflkijd

I have this card but the rewards expire

Ah, I'm guessing you don't redeem within 2 years? Yeah, that's the biggest drawback of this card...hence I tend to spend more to reach the $200 cashback level

Gives me a reason to spend, why not

01-30-2009, 04:59 AM	#1
asdflkijd Aberry is a scammer 591 Rep 5,507 Posts Drives: SGM E92 335i, AM E90 335i Join Date: Jun 2007 Location: Seattle, WA iTrader: (14) Garage List 2008 E92 335i [10.00] 2007 E90 335i (Reti ... [9.00]	Best rewards cc Looking to get a rewards card, either travel or cash back/ rewards.. I looked into Delta skymiles AMEX, Citi CashRewards, and BOA Alaskan Airlines... Any other ones that I should take a look at?
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01-30-2009, 03:10 PM	#2
stooken Brigadier General 189 Rep 4,243 Posts Drives: E70 X5 Join Date: Apr 2007 Location: NOR*CAL iTrader: (2)	i use wells fargo. 1 point for every dollar spent. linked to both my credit card and debit card. no annual fee. anything with some cash back would be nice to look into. i would never use those airline cards unless i traveled a lot. their interest rates and annual fees are too much. __________________ 2010 E92 BSM 335i \| M-Sport \| ST Coils \| Linea Corse Lemans \| Cobb AP \| BMS DCI \| Cyba Tips
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01-30-2009, 03:40 PM	#4
nmulax Brigadier General 405 Rep 4,320 Posts Drives: '07 Z4 M Coupe Join Date: May 2006 Location: Metro-Detroit iTrader: (5) Garage List 2007 Z4M Coupé [7.66]	I have a Shell Platinum Mastercard that I use for most everything. Since I only use Shell gas, I get 5% back on my gasoline purchases, and 1% back on everything else I buy. I like the fact that it's simple, no points to earn, and each statement shows the rebate I earned the prior month (which is automatically deducted from what I owe). I also have an AMEX I use for important stuff. I have a ton of points on it, and should really use them at some point; just such a hassle. Then I have a few other cards I rotate in/out of my wallet. __________________
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01-30-2009, 03:40 PM	#5
ChaneRZ If You Aint First, You're last !!! 100 Rep 2,508 Posts Drives: 08 BMW 335i, 01 Honda Prelude Join Date: Sep 2007 Location: California iTrader: (0)	i have discover open road card. 5% cash back auto/gas. 5-20% online purchase. and 1% general purchase. great card! i also have citicard rewards 3% gas/auto 1% on everything and chase rewards only 1% on everything. __________________ 08 BMW BSM 335i 6MT (Sports, Premium, NAV, PDC, AS, IPOD, HD Radio, Rear Sunshade, OEM Alarm) Angel iBright V3, Luminics Fog Bulb, Turbo Tuner, K&N Drop in Filter, Dinan Exhaust, Dinan Pedals, Vorsteiner CF Front Lip, and CF Rear Diffuser. Ordered:08/25/07 Started: 09/09/07 Finished: 09/14/07 On Ship: 09/15/07 Arrived: 10/08/07 Delivered: 10/10/07
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01-30-2009, 03:47 PM	#6
asdflkijd Aberry is a scammer 591 Rep 5,507 Posts Drives: SGM E92 335i, AM E90 335i Join Date: Jun 2007 Location: Seattle, WA iTrader: (14) Garage List 2008 E92 335i [10.00] 2007 E90 335i (Reti ... [9.00]	thanks! I'll look up those too.
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01-30-2009, 06:34 PM	#7
sinnet112 Major 31 Rep 1,118 Posts Drives: 2009 E89 Z4 Join Date: Dec 2006 Location: NJ iTrader: (1) Garage List 2007 335i Coupe [0.00] 2007 328xi Sedan [0.00]	Chase Freedom Card. 3% cash back on top 3 categories of expenditures every month, 1% on everything else. When you accumulate $50, you can redeem $50, but when you accumulate $200, they gift you $50 and mail you a $250 check __________________ Z4 sdrive30i \| Deep Sea Blue \| Ivory White Nappa Extended Leather \| ZSP
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