[c1pher]

Originally Posted by onsafari

OK fair enough but how much on top of that do you pay for insurance, license plates and maintenance a month? You're getting a lot closer to 2K a month now.

I see what you’re saying. I do pay about $65 a month in insurance for both cars. I also pay $110 for each car for tags for two years. Both cars are under warranty, so not really paying for any maintenance except gas, oil changes and maybe tires eventually. If you’re not responsible for insurance, I’m pretty sure after a few wrecks, that will change. Enjoy that while you can.

[onsafari]

Originally Posted by MGM135is

I see what you’re saying. I do pay about $65 a month in insurance for both cars. I also pay $110 for each car for tags for two years. Both cars are under warranty, so not really paying for any maintenance except gas, oil changes and maybe tires eventually. If you’re not responsible for insurance, I’m pretty sure after a few wrecks, that will change. Enjoy that while you can.

You only pay 65 a month for insurance on those cars? I need your insurance company for sure. To plate those cars in CO would be well over 2K for 2 years.

[hi_officer]

I think we can all agree we can all get a lease/finance deal much lower than $2k/$3k per month to drive these cars.

The value Porsche is proposing here, is the ability to jump into different cars anytime you want. This allows you to take a road trip in a Cayenne, go to a track with the 911, or go cruising on backroads in a 718... all in 1 month! although, not sure how insurance would work

It's basically Porsche's first step into MaaS (Mobility as a Service)

[Red Bread]

I'd assume it's just fleet insurance. When I worked for Lufthansa, we had a car pool and could just take any car we wanted and we were covered for insurance.

[Vigilante375]

Everyone needs to rethink what they are offering.

1) You get to drive 8 different vehicle in a month (for $2k a month) or 22 different vehicles (for $3k a month).

2) Unlimited mileage, unlimited flips (swapping of vehicles in a month), they'll deliver the vehicle to you, free maintenance, roadside assistance, license fee's and insurance.

3) You're not limited to 1 vehicle and you're not leasing or owning a single vehicle. You can drive a different vehicle each day.

Yes, you can lease or finance a single vehicle a lot cheaper but remember....that is YOUR vehicle, covered by YOUR insurance and maintenance YOUR paying for, etc.

I think it is a good deal if you use it to it's full potential. If you spend $2k for a month, you can drive 8 different Porsche models in a given month and go swap between those 8 different models as much as you want with only worrying about filling up the gas. Same can be said for the $3k deal for the 22 different models.

How about everyone add up all that Porsche is offering in the $2k a month plan for the 8 models? Lease or finance payment cost, insurance and license fee's then do the same for the $3k a month plan for the 22 models.

IMO, it would a 1 time only time for me if I were to do it. I wonder if they would allow this to happen outside the Atlanta area. Come to Atlanta to pickup the vehicle, then drive back home. Which is way outside the Atlanta Metro.

[saeyedoc]

I'm sure you could live outside ATL, but they're not going to bring cars to you there, you'd probably have to get them yourself which negates a lot of the convenience of this deal.

[c1pher]

Originally Posted by onsafari

You only pay 65 a month for insurance on those cars? I need your insurance company for sure. To plate those cars in CO would be well over 2K for 2 years.

USAA. I’ve been with them for 21 years. I actually pay ~$590 every six months for full coverage for three vehicles. I have a Ram Promaster 1500 Diesel on top of the other two cars. I pay $730ish a year through progressive for my two Ducatis.

[c1pher]

Originally Posted by hi_officer

I think we can all agree we can all get a lease/finance deal much lower than $2k/$3k per month to drive these cars.

The value Porsche is proposing here, is the ability to jump into different cars anytime you want. This allows you to take a road trip in a Cayenne, go to a track with the 911, or go cruising on backroads in a 718... all in 1 month! although, not sure how insurance would work

It's basically Porsche's first step into MaaS (Mobility as a Service)

Surely insurance doesn’t cover track experience....or does it?

[hi_officer]

Originally Posted by MGM135is

Surely insurance doesn’t cover track experience....or does it?

I've never found any that do. You have to buy additional insurance or just risk it

[saeyedoc]

I'm guessing they have exclusions for track usage and may even use GPS to make sure you're not.

[Red Bread]

Originally Posted by MGM135is

Surely insurance doesn’t cover track experience....or does it?

Depends on the facility. Some, like Motor Sports Ranch down here are setup as a private street and allow insurance claims. I think they have to be pretty tight about controlling passing situations and limited timing capabilities.

But others, like COTA and TWS (RIP) most certainly do not.

A friend of a friend has totaled three cars at MSR and received payout on each. I do think they told him the last one was the final one they'd cover at that location.

[hi_officer]

Originally Posted by Red Bread

Depends on the facility. Some, like Motor Sports Ranch down here are setup as a private street and allow insurance claims. I think they have to be pretty tight about controlling passing situations and limited timing capabilities.

But others, like COTA and TWS (RIP) most certainly do not.

A friend of a friend has totaled three cars at MSR and received payout on each. I do think they told him the last one was the final one they'd cover at that location.

What do you mean by "allows insurance claims"?

It is my understanding you can "make" a claim anywhere, but depending on the language in your insurance policy will decide if you are covered or not. I have never seen a policy explicitly state that it covers any type of racing/stunt driving/demolition/tracking/speed etc...

here is the verbiage from my policy with Farmers...

We do not insure bodily injury or property damage
resulting from an insured person participating, or your
insured car being used, in any racing, speed, demolition,
stunt or performance driving contest, demonstration,
instruction or activity, or in practice or preparation for
any such activity or while operating on a driving track
designed for racing or high performance driving.
This exclusion does not apply if the car is being used in
connection with an activity other than racing, speed,
demolition, stunt or performance driving.

Can you provide more details on how your buddy got his claim covered when he went to MSR? I live nearby and would love to know.

[Red Bread]

Maybe if you change your username to AllstateInuranceAdjuster.

[saeyedoc]

Looked at their website. All base models, no S, etc. $1000 deductible on insurance.

[Viffermike]

Originally Posted by Red Bread

Depends on the facility. Some, like Motor Sports Ranch down here are setup as a private street and allow insurance claims. I think they have to be pretty tight about controlling passing situations and limited timing capabilities.

But others, like COTA and TWS (RIP) most certainly do not.

A friend of a friend has totaled three cars at MSR and received payout on each. I do think they told him the last one was the final one they'd cover at that location.

And, IIRC, you have to be participating in a specific type of event there on which street-legal vehicles are the only vehicles on the track. Learned that from a buddy of mine who used to instruct for PCA there (and has had me on the track twice since). Also IIRC, that rule does not apply to bikes -- at least it didn't when I did a few track days there back in the early 2000s.

MSR only allows passing in three or four places on each of the two circuits; I'm sure that's part of the reason it can do that ... but the biggest reason is that it's privately owned and operated somewhat similarly to a country club: Memberships primarily fund it, and guests can only use it if invited by a member or if the guest attends as part of an event held at MSR.

[Crimson92]

Where?s the track day clause.

[saeyedoc]

I've taken my car a few times to Harris Hill Road, it's private and has only one place you're supposed to pass. Still, I was told if you get in a wreck to tow it to a street and then call your insurance.

[Mike991M4]

Originally Posted by BlackJetE90

From what I gather it is an app. You choose the car, time, place. They bring next car and pick up the one you were driving. There is no dealer visits. Planning road trip for weekend. Get car delivered to the office on Friday during lunch. Sounds convenient actually. I would consider a BMW program if priced accordingly and it included M models.

saw a link in another article about similar programs and there is one in south florida that I think was 1800 per month and included M3, range rover, etc. that seemed like a pretty good deal. I wonder if Porsche will have a track exclusion? and if they deliver to my suburb on the outskirts of Atlanta. I'm paying 2500 plus insurance and maintenance for my 911 and Cayenne.

[Mike991M4]

Originally Posted by pz619

Worth noting there is a $500 activation fee as well. Any way you slice this, it doesn't math out to be a good deal.

If you bought a $70k Cayman S at a 60 month term around 4% interest, using a 7.25% tax, it'll net out to less than $1400/month with $0 down.

but you have to keep it for the full 60 months to make it work. I can't keep a car longer than 1-2 years, at most.

[Mike991M4]

Originally Posted by Red Bread

I'd assume it's just fleet insurance. When I worked for Lufthansa, we had a car pool and could just take any car we wanted and we were covered for insurance.

Did you sell me a 323Ci in 2000 in Atlanta?

[Mike991M4]

Originally Posted by saeyedoc

I've taken my car a few times to Harris Hill Road, it's private and has only one place you're supposed to pass. Still, I was told if you get in a wreck to tow it to a street and then call your insurance.

and when they catch you, that's insurance fraud and you go to jail.
http://www.trackhq.com/forums/f303/i...ce-claim-8958/

[Red Bread]

Originally Posted by Mike991M4

Did you sell me a 323Ci in 2000 in Atlanta?

Funny, I sold my M Coupe in Atlanta, but that was 2012.