how do you insure a Super Car(exotics)?

MontegoGoGoGo · 04-01-2010, 11:19 AM

Bentley CFS $1,800 / year.

solefald · 04-01-2010, 11:25 AM

Quote:

Originally Posted by MontegoGoGoGo

Bentley CFS $1,800 / year.

im getting a Bentley... insurance is twice cheaper than my E92!

T-MC-G · 04-01-2010, 11:49 AM

I got a quote from USAA for a 2005 Gallardo, at 5000 miles/year it was only $150 more per month than my 2010 C-class...

FStop7 · 04-01-2010, 11:49 AM

Umbrella policy. 1 to 2 million in coverage. Sometimes with mileage restrictions (5k a year seems common).

Couch · 04-01-2010, 12:39 PM

Quote:

Originally Posted by pacman

i was on 6speedonline the other day and was reading abt this..... there were guys paying around 1500-2000 a year while others were paying around 300/month... i remember someone suggesting AAA

Yep.

Remember most of these guys only have the cars insured as "leisure" and not "daily".

TENCHI · 04-01-2010, 03:35 PM

My friend had a 355 spyder back in the day and he was paying $3500 a yr through Travelers. Though, after he deliberately rammed his car into a concrete wall after getting into a fight with his gf the insurance company refused to pay.

Buegie · 04-01-2010, 04:45 PM

I've heard from insurance agents that companies are insuring the driver more so than the car, which makes sense. It explains why teenagers have crazy high rates and supercar are relativley cheap to insure.

Spec 1 · 04-01-2010, 07:19 PM

Quote:

Originally Posted by FStop7

Umbrella policy. 1 to 2 million in coverage. Sometimes with mileage restrictions (5k a year seems common).

That's on top of your regular auto policy though. If you're not carrying automobile insurance on a vehicle that is in a wreck, your umbrella will not pay for it.

Quote:

Originally Posted by Buegie

I've heard from insurance agents that companies are insuring the driver more so than the car, which makes sense. It explains why teenagers have crazy high rates and supercar are relativley cheap to insure.

Quote:

Originally Posted by Spec 1

Really tough to give a rough estimate these days since rates are primarily tied to the driver more than the car.

You must've heard that from some brilliant guy

alpha325i · 04-01-2010, 07:23 PM

Quote:

Originally Posted by JayKay335i

They go that fast?

his accelerator was stuck

lux.sh · 04-02-2010, 06:18 AM

Quote:

Originally Posted by Spec 1

Sure am, fully licensed in Oregon & Washington and I insure a large portion of the motorcycle and car community up here. What would you call a "mild" driving record? How's your credit & claims history?

Really tough to give a rough estimate these days since rates are primarily tied to the driver more than the car. Would love to check things out for you though, PM me

oh, I didn't know your location was in Portland.

yay! local member. nice to meet you. =)

I might contact you regarding some insurance stuff via PM.

Buegie · 04-02-2010, 07:24 AM

Quote:

Originally Posted by Spec 1

You must've heard that from some brilliant guy

haha, didn't read the whole thread...plus it corroborates your statement

Spec 1 · 04-02-2010, 12:20 PM

Quote:

Originally Posted by lux.sh

oh, I didn't know your location was in Portland.

yay! local member. nice to meet you. =)

I might contact you regarding some insurance stuff via PM.

Yep, in fact my little cousin is down at U of O in Eugene.

OOOOOOO! Haha

Would love to help out if you get in touch!

Papethova · 04-02-2010, 06:04 PM

My viper insurance is $300 a year (2k miles/yr), my 135 is $800 a year (8k miles/yr), both listed as pleasure vehicles. I have other vehicles listed as primary vehicles.

For comparison I was quoted $2000 a year for a new lp640 (2k miles/yr)... got my first viper when I was 25, back then I paid $1200 a year (5k miles/yr).

04-01-2010, 11:19 AM	#23
MontegoGoGoGo I'm kind of a bitch 396 Rep 895 Posts Drives: Montego/Cream E93 Join Date: Jan 2009 Location: St. Louis & St. Petersburg iTrader: (0) Garage List 2007 E93 [0.00]	Bentley CFS $1,800 / year. __________________ E93: Montego/Cream <---- E46 (Coupe): JB/Black <---- E30 (Cabrio): Alpine White/Black
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04-01-2010, 11:49 AM	#25
T-MC-G Captain 74 Rep 671 Posts Drives: e90 325i Join Date: Jan 2006 Location: Trier, Germany iTrader: (5)	I got a quote from USAA for a 2005 Gallardo, at 5000 miles/year it was only $150 more per month than my 2010 C-class... __________________ "tell me what you don't like about yourself..."
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04-01-2010, 11:49 AM	#26
FStop7 I like cars 344 Rep 5,051 Posts Drives: M6 Join Date: Oct 2008 Location: Newbury Park, CA iTrader: (3)	Umbrella policy. 1 to 2 million in coverage. Sometimes with mileage restrictions (5k a year seems common).
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04-01-2010, 03:35 PM	#28
TENCHI Lieutenant 58 Rep 553 Posts Drives: '19 G12, '17 E300 Join Date: Feb 2006 Location: Seattle iTrader: (0)	My friend had a 355 spyder back in the day and he was paying $3500 a yr through Travelers. Though, after he deliberately rammed his car into a concrete wall after getting into a fight with his gf the insurance company refused to pay. __________________
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04-01-2010, 04:45 PM	#29
Buegie Captain 51 Rep 714 Posts Drives: 330xi Join Date: Feb 2008 Location: CT/DC iTrader: (2)	I've heard from insurance agents that companies are insuring the driver more so than the car, which makes sense. It explains why teenagers have crazy high rates and supercar are relativley cheap to insure. __________________ Black Dakota \| Aluminum \| Sport \| Premium \| Cold \| iDrive \| CA
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04-02-2010, 06:04 PM	#35
Papethova Banned 241 Rep 3,094 Posts Drives: '08 135/ '11 1M Join Date: Oct 2007 Location: at Death Valley 127 iTrader: (1)	My viper insurance is $300 a year (2k miles/yr), my 135 is $800 a year (8k miles/yr), both listed as pleasure vehicles. I have other vehicles listed as primary vehicles. For comparison I was quoted $2000 a year for a new lp640 (2k miles/yr)... got my first viper when I was 25, back then I paid $1200 a year (5k miles/yr).
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