Dealer Fees, Bank Fee and "Lockable" Discounts

R12ax7 · 03-25-2016, 04:06 PM

So I am close to pulling the trigger on a new 340, this will be my 4th BMW lease and there are still a few things I am not totally clear on.

I have The Spreadsheet and am fairly familiar with it, but it is slightly different in appearance than the version my CA shows me so i am doing some translating.

When people talk ab "Dealer Fees" what are included in this?

Is the $925+tax "Bank Fee" a legit fee (CA says it cant be waived) or is that a dealer fee? I didnt see the $350 Disposition Fee in the spreadsheet he showed me but i am coming from another BMW lease.

He also tells me that the $1,000 loyalty cash and the Pull Ahead program are not "lockable" but the $1,500 lease credit is so long as i do the credit application before 03/30 - is that accurate?

Appreciate any feedback on this one.

JTEsquire · 03-25-2016, 04:39 PM

The $925 fee is the acquisition fee and this cannot be waived. It is akin to a loan origination fee and is included for every BMW lease. You must also pay tax on this.

If you are coming out of another BMW lease, the disposition fee should be waived.

Lastly, I was also told that the loyalty credit is not lockable. I believe the fine print reads this way as well. As for the pull ahead, I have found that dealers have discretion when it comes to pulling ahead leases. Push for it and see if they budge.

03-25-2016, 04:06 PM	#1
R12ax7 Major 120 Rep 1,053 Posts Drives: 2021 340xi Join Date: Mar 2008 Location: Philly iTrader: (3) Garage List 2011 328i [0.00]	Dealer Fees, Bank Fee and "Lockable" Discounts So I am close to pulling the trigger on a new 340, this will be my 4th BMW lease and there are still a few things I am not totally clear on. I have The Spreadsheet and am fairly familiar with it, but it is slightly different in appearance than the version my CA shows me so i am doing some translating. When people talk ab "Dealer Fees" what are included in this? Is the $925+tax "Bank Fee" a legit fee (CA says it cant be waived) or is that a dealer fee? I didnt see the $350 Disposition Fee in the spreadsheet he showed me but i am coming from another BMW lease. He also tells me that the $1,000 loyalty cash and the Pull Ahead program are not "lockable" but the $1,500 lease credit is so long as i do the credit application before 03/30 - is that accurate? Appreciate any feedback on this one. __________________ Current: 2021 340xi Retired: 2018 330xi \| 2016 340i 6MT \| 2013 335i 6MT \| 2011 328i 6MT (N52) \| 2008 335xi (N54)
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03-25-2016, 04:39 PM	#2
JTEsquire New Member 5 Rep 21 Posts Drives: F30 Join Date: Oct 2013 Location: United States iTrader: (0)	The $925 fee is the acquisition fee and this cannot be waived. It is akin to a loan origination fee and is included for every BMW lease. You must also pay tax on this. If you are coming out of another BMW lease, the disposition fee should be waived. Lastly, I was also told that the loyalty credit is not lockable. I believe the fine print reads this way as well. As for the pull ahead, I have found that dealers have discretion when it comes to pulling ahead leases. Push for it and see if they budge.
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