328i Sedan/Coupe Insurance

12eb3L · 06-14-2009, 08:53 PM

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OwnAge · 06-14-2009, 09:10 PM

all depends on your record. i pay 210/month for e90 328, friend of mine pays $150 for 335 coupe + 0 deductible .

NoKids · 06-14-2009, 09:22 PM

Quote:

Originally Posted by reyoasian

How old are you and what's a "deductible"?
Apparently my insurance is about $6,000/year as primary driver. I'm 20..

that's an epic fail dude. wooooow.

i pay $1200 a year, after i put my gf as the principle driver, she is 34 with a clean record. insurance on my name was $2200 per year, i'm 31.

Kriston · 06-14-2009, 09:42 PM

I have a E92 328, Im 24 with a clean record. I pay 206 / Month. 1000 dollar deductable though.

Kris

perfectg · 06-15-2009, 02:24 AM

i hear insurance is a killer in GTA.

i pay $2200 a year, thats with my 43% discount

KkSc · 06-15-2009, 03:06 AM

i pay $345 a month!

HoJun · 06-15-2009, 03:17 AM

2007 e90 328xi / age: 20
$483 per month/ 500 deductable with 1 minor ticket
addressed in major downtown area.

Speeze · 06-15-2009, 10:06 AM

A deductible is the amount that you are responsible for when you make a claim. Let's say you have damage of $5000 and a deductible of $1000 then you pay $1000 and the insurance company pays $4000.

Vacek · 06-15-2009, 10:26 AM

Holy Crap @ the insurance prices in ONT. Age certainly plays a role of course.

I'm 40, clean driving record, and pay 720/year for my 08 328xi ... Full coverage, $1,000,000 and $1k deductible. (That covers anyone in my household as occasional drivers, and me as the primary.

We pay 680/year for my wife 09 X3 ...

In New Brunswick !

tolkino · 06-15-2009, 10:32 AM

I shouldnt say how much I pay, but I definitely need to change my insurance company.. Im the primary driver in two vehicles coupe + SUV with age younger than 25.

Arcticsmith · 06-15-2009, 04:36 PM

I am with TD Meloche Monnex and I am paying approx 1100 / year for a 2009 335i sedan. I am 29 and male.

Vacek · 06-15-2009, 04:55 PM

Important to note: I have mine with Royal Bank (RBC)

I left the "private" insurance world when I realized what a HUGE premium I was paying, to fund the local brokers ... Hated to do it, but 3 cars & a house, I'm saving in excess of $1800.00 per year. It was a no brainer.

OwnAge · 06-15-2009, 05:45 PM

Quote:

Originally Posted by OwnAge

all depends on your record. i pay 210/month for e90 328, friend of mine pays $150 for 335 coupe + 0 deductible .

Quote:

Originally Posted by reyoasian

How old are you and what's a "deductible"?
Apparently my insurance is about $6,000/year as primary driver. I'm 20..

1k deductible. Im 26 but i never had insurance on my name, nor i was listed as on one ever. Plus i have two tickets

Cant wait for them to go away next summer.

Vacek · 06-15-2009, 10:43 PM

State Farm was NOT cheaper than RBC ... I'm very happy with RBC .. They even paid (400.00) to have my new home assessed, which my other insurance guy didnt even bother to do. At least now I'm covered (well) for my house and contents ... Cars are a no brainer.

Arcticsmith · 06-16-2009, 04:31 AM

TD Meloche Monnex is the cheapest I have found, however, you have to be part of a group to get them. They are very good. When my house was broken into, I got cash for everything back no questions asked. They even waved me deducatable. Also try "The Personal" as they are good and cheap too.

user328i · 06-16-2009, 08:27 AM

+1 for TD Meloche Monnex. I pay 210 a month for 328i e90. I'm 28 years old, Toronto, 1 minor ticket and no previous insurance history. I also have my wife as a secondary driver

. Other insurance companies quoted me 400+ a month.

Universal_Magnetic · 06-16-2009, 01:22 PM

OP, I would suggest you give bel air a call they are usually cheaper for younger drivers. They have the cheapest rate for me, I'm 21 registered owner and principal driver. They'll give you discounts for doing it online and for random things like having winter tires.

I would avoid intact (formally ING) for your age.

As for deductibles go with 1000 collision 300 comp. I'd suggest 1m liability...

If you need anymore help send me a PM.

musicteacher · 06-16-2009, 01:41 PM

Universal Magnetic - did you lease or buy?

Universal_Magnetic · 06-16-2009, 03:03 PM

Quote:

Originally Posted by musicteacher

Universal Magnetic - did you lease or buy?

Buy

musicteacher · 06-16-2009, 03:07 PM

Ahh - leasing will have more stringent insurance requirements, thus leading to higher monthly rates.

OwnAge · 06-16-2009, 06:18 PM

Quote:

Originally Posted by reyoasian

What do you mean never had insurance on your name, secondary driver?

I was never insured before, ever. That makes a huge differents in price.
Its about $40 extra monthly for 2 tickets but since i have no record of being insured, my quote was $480mnth vs $240 (with 12months insurance record)

Go on the belairdirect site , check for the quote. https://www.belairdirect.com/indexon...gn=SEM_Ontario

As I said, with my record I was quoted 450+ /month from belair, satefarm etc..

Jiroj · 06-17-2009, 09:52 AM

I pay $82/month it is comprehensive/ 27

06-14-2009, 08:53 PM	#1
12eb3L Enlisted Member 31 Rep 30 Posts Drives: BMW Join Date: Jun 2009 Location: Earth iTrader: (0)	328i Sedan/Coupe Insurance . Last edited by 12eb3L; 05-30-2017 at 03:11 PM..
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06-14-2009, 09:10 PM	#2
OwnAge Gourik 187 Rep 4,302 Posts Drives: soon Join Date: Mar 2007 Location: Innisfil Ontario. iTrader: (1) Garage List 2009 328i [8.90]	all depends on your record. i pay 210/month for e90 328, friend of mine pays $150 for 335 coupe + 0 deductible . __________________
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06-14-2009, 09:42 PM	#4
Kriston The Ultimate Driving Machine 151 Rep 2,327 Posts Drives: Like Donkey Kong on Roids Join Date: Mar 2009 Location: Toronto iTrader: (4)	I have a E92 328, Im 24 with a clean record. I pay 206 / Month. 1000 dollar deductable though. Kris __________________ CHUCK NORRIS ON WHEELS
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06-15-2009, 02:24 AM	#5
perfectg I pwn u 15 Rep 840 Posts Drives: 2012 Audi Q5 Join Date: Oct 2008 Location: Vancouver, BC iTrader: (0) Garage List 2008 335i [0.00]	i hear insurance is a killer in GTA. i pay $2200 a year, thats with my 43% discount __________________
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06-15-2009, 03:06 AM	#6
KkSc Major General 173 Rep 6,223 Posts Drives: 13'FR-S/15' F80 M3 Join Date: Feb 2007 Location: North Vancouver, BC iTrader: (10)	i pay $345 a month! __________________ 2006 E90 Alpine White 330i - Retired 2015 F80 Alpine White M3
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06-15-2009, 03:17 AM	#7
HoJun Second Lieutenant 22 Rep 241 Posts Drives: BMW E90 328xi Join Date: Mar 2009 Location: Toronto iTrader: (3)	2007 e90 328xi / age: 20 $483 per month/ 500 deductable with 1 minor ticket addressed in major downtown area. __________________ 2007 AW e90 328xi Navi.Logic7: Lumar 20% tint, m3 front rep, 19" LC Leman/ Toyo T1R, H&R Coilover, BMW Performance Exhaust, M-Tech steering wheel, Matte Black Grill, LED sidemarker, LED License, MTEC 6000k D1S, RF P1000-1BD amp, RF P3D412 sub
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06-15-2009, 10:06 AM	#8
Speeze Private 0 Rep 83 Posts Drives: 2009 E90 328i Join Date: Jun 2009 Location: Toronto iTrader: (1)	A deductible is the amount that you are responsible for when you make a claim. Let's say you have damage of $5000 and a deductible of $1000 then you pay $1000 and the insurance company pays $4000.
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06-15-2009, 10:26 AM	#9
Vacek Captain 55 Rep 801 Posts Drives: 09 X3 Join Date: Apr 2008 Location: Somewhere iTrader: (8)	Holy Crap @ the insurance prices in ONT. Age certainly plays a role of course. I'm 40, clean driving record, and pay 720/year for my 08 328xi ... Full coverage, $1,000,000 and $1k deductible. (That covers anyone in my household as occasional drivers, and me as the primary. We pay 680/year for my wife 09 X3 ... In New Brunswick !
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06-15-2009, 10:32 AM	#10
tolkino Captain 48 Rep 821 Posts Drives: '09 BSM E92 328i xDrive Join Date: Oct 2008 Location: Toronto, ON iTrader: (1)	I shouldnt say how much I pay, but I definitely need to change my insurance company.. Im the primary driver in two vehicles coupe + SUV with age younger than 25.
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06-15-2009, 04:36 PM	#11
Arcticsmith Private 2 Rep 57 Posts Drives: 2009 335i Sedan w/ Sports Pack Join Date: Jun 2009 Location: Toronto iTrader: (0) Garage List 2011 335i [0.00]	I am with TD Meloche Monnex and I am paying approx 1100 / year for a 2009 335i sedan. I am 29 and male.
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06-15-2009, 04:55 PM	#12
Vacek Captain 55 Rep 801 Posts Drives: 09 X3 Join Date: Apr 2008 Location: Somewhere iTrader: (8)	Important to note: I have mine with Royal Bank (RBC) I left the "private" insurance world when I realized what a HUGE premium I was paying, to fund the local brokers ... Hated to do it, but 3 cars & a house, I'm saving in excess of $1800.00 per year. It was a no brainer.
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06-15-2009, 10:43 PM	#14
Vacek Captain 55 Rep 801 Posts Drives: 09 X3 Join Date: Apr 2008 Location: Somewhere iTrader: (8)	State Farm was NOT cheaper than RBC ... I'm very happy with RBC .. They even paid (400.00) to have my new home assessed, which my other insurance guy didnt even bother to do. At least now I'm covered (well) for my house and contents ... Cars are a no brainer.
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06-16-2009, 04:31 AM	#15
Arcticsmith Private 2 Rep 57 Posts Drives: 2009 335i Sedan w/ Sports Pack Join Date: Jun 2009 Location: Toronto iTrader: (0) Garage List 2011 335i [0.00]	TD Meloche Monnex is the cheapest I have found, however, you have to be part of a group to get them. They are very good. When my house was broken into, I got cash for everything back no questions asked. They even waved me deducatable. Also try "The Personal" as they are good and cheap too.
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06-16-2009, 08:27 AM	#16
user328i Enlisted Member 0 Rep 32 Posts Drives: 328i, Sedan, w/Sport package Join Date: Feb 2008 Location: Toronto,ON iTrader: (0)	+1 for TD Meloche Monnex. I pay 210 a month for 328i e90. I'm 28 years old, Toronto, 1 minor ticket and no previous insurance history. I also have my wife as a secondary driver . Other insurance companies quoted me 400+ a month.
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06-16-2009, 01:22 PM	#17
Universal_Magnetic Captain 34 Rep 836 Posts Drives: E92 335xi Join Date: Jul 2008 Location: Toronto, On iTrader: (3)	OP, I would suggest you give bel air a call they are usually cheaper for younger drivers. They have the cheapest rate for me, I'm 21 registered owner and principal driver. They'll give you discounts for doing it online and for random things like having winter tires. I would avoid intact (formally ING) for your age. As for deductibles go with 1000 collision 300 comp. I'd suggest 1m liability... If you need anymore help send me a PM. __________________ BMS E92 335xi \| PROcede \| K&N \| KW \| VMR \| LUX \| Bastuck \|
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06-16-2009, 01:41 PM	#18
musicteacher Private 4 Rep 60 Posts Drives: Past: 2012 BMW X1, 2015 BMW 32 Join Date: Apr 2009 Location: Mississauga iTrader: (0)	Universal Magnetic - did you lease or buy?
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06-16-2009, 03:07 PM	#20
musicteacher Private 4 Rep 60 Posts Drives: Past: 2012 BMW X1, 2015 BMW 32 Join Date: Apr 2009 Location: Mississauga iTrader: (0)	Ahh - leasing will have more stringent insurance requirements, thus leading to higher monthly rates.
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06-17-2009, 09:52 AM	#22
Jiroj Enlisted Member 0 Rep 36 Posts Drives: 325xi E90 Join Date: Jun 2009 Location: Calgary iTrader: (0)	I pay $82/month it is comprehensive/ 27 __________________ 06 E90 325xi: sparkling graphite\|ZSP\|ZPP\|ZCW\|Logic 7\|6-MT\|CF roundels\|Vista Harnest\|MyCarr ICE
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