Progressive Snapshot

Kylekuu · 05-19-2011, 01:50 PM

For those people that are using progressive insurance, are you guys enrolled into Snapshot?

Freakazoid · 05-19-2011, 01:54 PM

I wish I was, sounds like a really cool concept. Stupid PA (although I do understand the state's hesitancy with it)

zgood4u · 05-19-2011, 02:03 PM

The less intrusion by any authority in my life the better, even if I can save some money.

NO THANK YOU!!!!!

Kylekuu · 05-19-2011, 02:04 PM

Yea it does, I've been looking at reviews and now i'm wondering how hard braking works - don't wanna enroll if i'm gonna get hammered by that..lol..i don't drive crazy by any means but i consider it spirited driving around curves etc.

solefald · 05-19-2011, 02:07 PM

fuck progressive. i used to pay $79/mo (full coverage) for my Jetta. When I got my E92 i called them straight from the dealership and switched. It was $106/mo for E92. Not bad.

4 months later I get a renewal letter and they are saying that it is $1700 for 6 months!
Called to ask wtf and they told me because my car is "high performance" my insurance is going up. Apparently they forgot to press the "Rape Customer" button when I called them from the dealer. At that time I had no tickets and 1 not-at-fault accident on my record.

Dropped them immediately and went with another company. Tried Geico first, but it was even more expensive! Mercury ended up being the cheapest i have found. Slightly above what Progressive originally charged me.

Plus you got to be stupid to let insurance company judge your driving...

infinitekidM2C · 05-19-2011, 02:22 PM

I'm super not-knowledgeable about car insurance...im also getting raped by progressive and looking to switch...can i just cancel and move to another insurance? i mean they quote u for like six month intervals so i though it might be some sort of lease style agreement

Hawkeye · 05-19-2011, 02:29 PM

My good friend did the snapshot and took 1 month of grandma-ish driving. Lowered his rate from $140 a month to $90 a month. Worth it for one month of easy going if you can hold back!

I personally have SF cause they are the cheapest for me by a long shot!

Freakazoid · 05-19-2011, 02:34 PM

never stick with one company for too long, otherwise you get screwed. always shop around. State farm was the cheapest for me at one point, then geico, then progressive. More than likely i'll be going round robin to state farm at some point again.

infinitekidM2C · 05-19-2011, 02:36 PM

Quote:

Originally Posted by Freakazoid

never stick with one company for too long, otherwise you get screwed. always shop around. State farm was the cheapest for me at one point, then geico, then progressive. More than likely i'll be going round robin to state farm at some point again.

i can just cancel though right? not like cell phone situations...

Blake · 05-19-2011, 02:37 PM

Fuck that they would jack my rates up through the roof

Freakazoid · 05-19-2011, 02:41 PM

Quote:

Originally Posted by infinitekid2002

i can just cancel though right? not like cell phone situations...

yep correct there's no contracts. you can even leave in the middle of your 6 month renewal period. If your new company cares they'll take care of the transfer/everything involved with that....sometimes

coh4777 · 05-19-2011, 04:27 PM

Quote:

Originally Posted by infinitekid2002

I'm super not-knowledgeable about car insurance...im also getting raped by progressive and looking to switch...can i just cancel and move to another insurance? i mean they quote u for like six month intervals so i though it might be some sort of lease style agreement

You can cancel insurance and move to a new company any time. You are never locked in for the full period.

CollinsE90 · 05-19-2011, 04:37 PM

Quote:

Originally Posted by solefald

fuck progressive. i used to pay $79/mo (full coverage) for my Jetta. When I got my E92 i called them straight from the dealership and switched. It was $106/mo for E92. Not bad.

4 months later I get a renewal letter and they are saying that it is $1700 for 6 months!
Called to ask wtf and they told me because my car is "high performance" my insurance is going up. Apparently they forgot to press the "Rape Customer" button when I called them from the dealer. At that time I had no tickets and 1 not-at-fault accident on my record.

Dropped them immediately and went with another company. Tried Geico first, but it was even more expensive! Mercury ended up being the cheapest i have found. Slightly above what Progressive originally charged me.

Plus you got to be stupid to let insurance company judge your driving...

I had a different insurance when I totaled my car, and I canceled them after it was all resolved and didnt have insurance for a WEEK until I got another car. I then got because they were the cheapest but, Progressive started out cheap and a week later they called me too and jacked the fucking price up because of the WEEK GAP. I said fuck them and put my car on my dads company insurance and pay like $70 a month now vs $300 a month they wanted.

Day Laborer · 05-20-2011, 10:52 AM

I'm enrolled in the Snapshop program but have not yet installed the device.
I learned that for Virginia, the snapshot program will not raise your rates past what you originally had before you install the device.

In some states, if your the snapshot program may increase you rates (depending on your driving habits)

05-19-2011, 01:50 PM	#1
Kylekuu Captain 30 Rep 679 Posts Drives: 08 328xi, 84 318i Join Date: Oct 2007 Location: Kenosha, WI iTrader: (0)	Progressive Snapshot For those people that are using progressive insurance, are you guys enrolled into Snapshot?
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05-19-2011, 01:54 PM	#2
Freakazoid Captain 188 Rep 962 Posts Drives: Saturn Redline Join Date: Dec 2009 Location: Pittsburgh iTrader: (0)	I wish I was, sounds like a really cool concept. Stupid PA (although I do understand the state's hesitancy with it)
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05-19-2011, 02:03 PM	#3
zgood4u Second Lieutenant 498 Rep 240 Posts Drives: 06 Z4MC BSM Join Date: Apr 2011 Location: Alpharetta,GA iTrader: (0)	The less intrusion by any authority in my life the better, even if I can save some money. NO THANK YOU!!!!!
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05-19-2011, 02:04 PM	#4
Kylekuu Captain 30 Rep 679 Posts Drives: 08 328xi, 84 318i Join Date: Oct 2007 Location: Kenosha, WI iTrader: (0)	Yea it does, I've been looking at reviews and now i'm wondering how hard braking works - don't wanna enroll if i'm gonna get hammered by that..lol..i don't drive crazy by any means but i consider it spirited driving around curves etc.
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05-19-2011, 02:07 PM	#5
solefald Nigerian Prince 400 Rep 2,180 Posts Drives: '11 F25 Join Date: Apr 2008 Location: San Diego, CA iTrader: (2) Garage List '11 BMW F25 [0.00]	fuck progressive. i used to pay $79/mo (full coverage) for my Jetta. When I got my E92 i called them straight from the dealership and switched. It was $106/mo for E92. Not bad. 4 months later I get a renewal letter and they are saying that it is $1700 for 6 months! Called to ask wtf and they told me because my car is "high performance" my insurance is going up. Apparently they forgot to press the "Rape Customer" button when I called them from the dealer. At that time I had no tickets and 1 not-at-fault accident on my record. Dropped them immediately and went with another company. Tried Geico first, but it was even more expensive! Mercury ended up being the cheapest i have found. Slightly above what Progressive originally charged me. Plus you got to be stupid to let insurance company judge your driving... __________________ http://soundcloud.com/djtchort
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05-19-2011, 02:22 PM	#6
infinitekidM2C Major General 4296 Rep 5,739 Posts Drives: 2019 M2 Competition Join Date: Nov 2007 Location: Orange County, CA iTrader: (4) Garage List 2019 M2 COMPETITION [9.75] 2008 135i (my old car) [7.56]	I'm super not-knowledgeable about car insurance...im also getting raped by progressive and looking to switch...can i just cancel and move to another insurance? i mean they quote u for like six month intervals so i though it might be some sort of lease style agreement
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05-19-2011, 02:29 PM	#7
Hawkeye Brigadier General 2065 Rep 4,365 Posts Drives: '07 Z4 Coupe, '21 X3, '16 GMC Join Date: Aug 2007 Location: Iowa iTrader: (0) Garage List 2016 GMC Sierra SLT [10.00] 2008 Yamaha R6 [9.00]	My good friend did the snapshot and took 1 month of grandma-ish driving. Lowered his rate from $140 a month to $90 a month. Worth it for one month of easy going if you can hold back! I personally have SF cause they are the cheapest for me by a long shot! __________________ 2007 Z4 3.0si Coupe • 6 MT • Black Saphire Metallic • PP • SP 2016 GMC Sierra SLT Z71 Premium Plus 4x4 2017 Harley StreetGlide • Denim Black • V&H Tune 2021 BMW x30i • Phytonic Blue Metallic • Fully loaded
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05-19-2011, 02:34 PM	#8
Freakazoid Captain 188 Rep 962 Posts Drives: Saturn Redline Join Date: Dec 2009 Location: Pittsburgh iTrader: (0)	never stick with one company for too long, otherwise you get screwed. always shop around. State farm was the cheapest for me at one point, then geico, then progressive. More than likely i'll be going round robin to state farm at some point again.
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05-19-2011, 02:37 PM	#10
Blake Banned 795 Rep 4,643 Posts Drives: Chevy Aveo Join Date: May 2008 Location: Parent's Basement iTrader: (7)	Fuck that they would jack my rates up through the roof
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05-20-2011, 10:52 AM	#14
Day Laborer Lieutenant Colonel 1824 Rep 1,933 Posts Drives: M5 CS / iX 50i Join Date: Dec 2009 Location: NY, NY, CT, PA, MD, VA, DE, FL iTrader: (11) Garage List [0.00]	I'm enrolled in the Snapshop program but have not yet installed the device. I learned that for Virginia, the snapshot program will not raise your rates past what you originally had before you install the device. In some states, if your the snapshot program may increase you rates (depending on your driving habits)
	Appreciate 0 Quote