05-26-2013, 11:49 PM | #1 |
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Finance rates
Hiya, what interest rate are people getting at the moment in Oz for finance, either 3rd party or BMW Finance? I've been 'offered' 7% (with EPP), but this isn't official yet.
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05-27-2013, 03:03 AM | #3 |
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6's or lower if possible, i assume these figures are retail rate not the corporate discount rate which is lower than the standard consumer rate to start with.
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05-27-2013, 04:41 AM | #5 |
135 to 335 M Sport to X3 30d M Sport
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Thanks all - I was told by the dealer that 7% was 'pretty sharp' but haven't actually been told formally that that was the Corporate rate yet. I find it a bit disappointing that the whole thing is shrouded in fog, mirrors and smoke, but that's the name of the game I guess. I'll aim for 6 and see how I go... 5.57% is the lowest quoted so far in an identical thread on 1Addicts ;-)
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05-27-2013, 04:46 AM | #6 |
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wish they do 0.9% comparison rate like the Audi A4 Quattro range at the moment...
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05-27-2013, 07:31 AM | #7 |
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I got 6.99 with BMW after initially being offered 7.15 Just purchased a new Commodore ute for work and was offered 5.99 by the Holden dealer via VW Finance. I wish I had brought the ute first as I would have financed the BMW with them also.
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05-27-2013, 05:03 PM | #8 | |
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Also, good luck on negotiating the price on these if you're financing it under that deal. St.George has pretty decent CHP/FL rates from what I remember shopping around last year and for the previous car. BMW came close but not close enough. |
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05-27-2013, 05:43 PM | #9 |
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How good is BMW full circle? Issue my car for mostly business and drive 23-25km a year. Should I go for full circle?
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05-27-2013, 06:27 PM | #10 |
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As far as I know Full Circle doesn't offer those sorts of mileage. My mileage allowance is 15k a year and I don't think they do more than 20k a year. You don't want to go over the mileage allowance - I think it is something ridiculous like 60c per km.
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05-27-2013, 07:33 PM | #11 |
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I know for a fact the BMW corporate rate is 6.5% as that is what I have for the current vehicle and have been quoted the same rate for the new one.
I have just spoken to Stratton and they are at 5.75% off the bat! H |
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05-28-2013, 02:49 AM | #12 |
135 to 335 M Sport to X3 30d M Sport
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Many thanks to all contributors to this thread. Pointy pencil discussion time with Westcoast BMW.
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05-28-2013, 04:23 AM | #14 |
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Thanks for sharing. Hopefully I could get a better rate if there will be any rate drop in sept...
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05-28-2013, 07:41 AM | #15 |
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Yep we got 6.25% full circle 4 years 10,000km given how appalling the used car market is we here happy to have a little higher interest rate to have a guaranteed value at the end
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