What do you think?

er130 · 01-31-2015, 12:15 AM

M4 in stock
$2990 Off MSRP
10k miles - 61% residual
.00170 Money Factor-MSD= 0.00121

Stage1 · 01-31-2015, 08:58 AM

What is the MF so high. Should be .0013 and with 7 msds .00081

Vectors2final · 01-31-2015, 09:12 AM

Yeah, that's 4.08% dropped to 2.9% instead of 3.12% dropped to 1.9%...

er130 · 01-31-2015, 10:19 AM

But no dealer will to for that discount here around the Bay Area.

Vectors2final · 01-31-2015, 10:26 AM

You already got a discount on the car, which really isn't much. Pretty good considering the area.

However, if you have the credit, you're entitled to the published rate. Don't let them dick you around, and don't be afraid to ask for the published rate.

er130 · 01-31-2015, 10:30 AM

Quote:

Originally Posted by Vectors2final

You already got a discount on the car, which really isn't much. Pretty good considering the area.

However, if you have the credit, you're entitled to the published rate. Don't let them dick you around, and don't be afraid to ask for the published rate.

That is true. But too much confuse when they had so many number. I Did my best this time. I guess try it hard next time.

MRCUR · 01-31-2015, 02:18 PM

Quote:

Originally Posted by er130

M4 in stock
$2990 Off MSRP
10k miles - 61% residual
.00170 Money Factor-MSD= 0.00121

Bad MF. Guessing they probably jacked up the fees too. I personally wouldn't have signed.

AM4ZING · 01-31-2015, 03:17 PM

.00130 money factor is always available if you ask about it

GrussGott · 01-31-2015, 05:56 PM

Quote:

Originally Posted by AM4ZING

.00130 money factor is always available if you ask about it

It's tough in the bay area, but 16 should be easy. You'll need to go to LA if you want the "buy rate" 0013 (or 0016 for ED)

OneRib · 02-01-2015, 12:19 AM

Quote:

Originally Posted by GrussGott

It's tough in the bay area, but 16 should be easy. You'll need to go to LA if you want the "buy rate" 0013 (or 0016 for ED)

What's the deal over there? Too much tech money sloshing around buying all cash or outside financing? I could see that scenario making for slimmer pickings in the F+I department. Then they screw over the leasing crowd to make up the difference.

OneRib · 02-01-2015, 12:21 AM

Quote:

Originally Posted by er130

M4 in stock
$2990 Off MSRP
10k miles - 61% residual
.00170 Money Factor-MSD= 0.00121

Read this for next time.
http://f80.bimmerpost.com/forums/sho....php?t=1084623

GrussGott · 02-01-2015, 02:44 AM

Quote:

Originally Posted by OneRib

What's the deal over there? Too much tech money sloshing around buying all cash or outside financing? I could see that scenario making for slimmer pickings in the F+I department. Then they screw over the leasing crowd to make up the difference.

In SF they were marking up M4s $25,000

DslDwg · 02-01-2015, 06:33 AM

Not that shocking really, a lot of markets are doing this.

Pretty standard in Houston - if you don't push back the dealers will definitely mark up the money rate and acquisition fee.

I saw a guy basically get tossed at a dealer for asking for a $500 over invoice deal on a new M235i.

If you want to travel it's fine but if all the dealers in the area are doing the same thing it's pretty hard to get past.

01-31-2015, 12:15 AM	#1
er130 Enlisted Member 9 Rep 48 Posts Drives: 2015 YMB M4 Join Date: Mar 2014 Location: California iTrader: (0)	What do you think? M4 in stock $2990 Off MSRP 10k miles - 61% residual .00170 Money Factor-MSD= 0.00121
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01-31-2015, 08:58 AM	#2
Stage1 Curiosity Killed the Cat 241 Rep 822 Posts Drives: M4 GTS Join Date: Jan 2015 Location: PA iTrader: (2) Garage List 2021 BMW M4 [0.00] 2016 M4 GTS [8.00] 2016 Cayman GT4 [0.00] 2016 Wrangler [0.00]	What is the MF so high. Should be .0013 and with 7 msds .00081
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01-31-2015, 09:12 AM	#3
Vectors2final Brigadier General 1535 Rep 3,407 Posts Drives: 2018 F80 YMB/SS ZCP Join Date: May 2011 Location: Austin, Tx iTrader: (0)	Yeah, that's 4.08% dropped to 2.9% instead of 3.12% dropped to 1.9%... __________________ 2019 Ruby GT350 - Gen 5 Whipple on corn making 855RWHP. Sold: 2018 F80 Part Deux /DCT /YMB /Full SS /CF Trim /ZCP /ZEC w/Black 666M Sold: 2015 F80 /DCT /YMB /Full SS /CF Trim /ZEC /ZLP /HK /S&TVC- 18''///M
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01-31-2015, 10:19 AM	#4
er130 Enlisted Member 9 Rep 48 Posts Drives: 2015 YMB M4 Join Date: Mar 2014 Location: California iTrader: (0)	But no dealer will to for that discount here around the Bay Area.
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01-31-2015, 10:26 AM	#5
Vectors2final Brigadier General 1535 Rep 3,407 Posts Drives: 2018 F80 YMB/SS ZCP Join Date: May 2011 Location: Austin, Tx iTrader: (0)	You already got a discount on the car, which really isn't much. Pretty good considering the area. However, if you have the credit, you're entitled to the published rate. Don't let them dick you around, and don't be afraid to ask for the published rate. __________________ 2019 Ruby GT350 - Gen 5 Whipple on corn making 855RWHP. Sold: 2018 F80 Part Deux /DCT /YMB /Full SS /CF Trim /ZCP /ZEC w/Black 666M Sold: 2015 F80 /DCT /YMB /Full SS /CF Trim /ZEC /ZLP /HK /S&TVC- 18''///M
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01-31-2015, 03:17 PM	#8
AM4ZING Colonel 1205 Rep 2,105 Posts Drives: M4 MW/SO 6MT, E46 M3 AW/IR 6MT Join Date: Jan 2015 Location: Los Angeles, CA iTrader: (0) Garage List 2004 BMW M3 [0.00] 2015 BMW M4 [0.00]	.00130 money factor is always available if you ask about it
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02-01-2015, 06:33 AM	#13
DslDwg Private First Class 71 Rep 148 Posts Drives: 2014 Z4 35is Join Date: Mar 2013 Location: Houston, TX iTrader: (0)	Not that shocking really, a lot of markets are doing this. Pretty standard in Houston - if you don't push back the dealers will definitely mark up the money rate and acquisition fee. I saw a guy basically get tossed at a dealer for asking for a $500 over invoice deal on a new M235i. If you want to travel it's fine but if all the dealers in the area are doing the same thing it's pretty hard to get past.
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