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      02-11-2016, 04:41 AM   #1
s4mmie_
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BMW Full Circle Trade In

Hi guys,

Just have a quick question re BMW's Full Circle "Guaranteed Future Value" --

At the end of the loan term you have 3 options to either: pay the balloon, trade it in or hand the keys back. Is it right to read that as the guaranteed future value is the trade in value? I've just had a read through all my paperwork and a quick search and couldn't find much to clarify.

Cheers,
Sam
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      02-11-2016, 10:41 AM   #2
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Quote:
Originally Posted by spraycanmansam
Hi guys,

Just have a quick question re BMW's Full Circle "Guaranteed Future Value" --

At the end of the loan term you have 3 options to either: pay the balloon, trade it in or hand the keys back. Is it right to read that as the guaranteed future value is the trade in value? I've just had a read through all my paperwork and a quick search and couldn't find much to clarify.

Cheers,
Sam
I am also wondering the same thing.
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      02-11-2016, 11:59 AM   #3
saleen556
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If you are referring to the select financing with the baloon at the end then there is no guarantee like a lease.
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      02-11-2016, 05:18 PM   #4
s4mmie_
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Quote:
Originally Posted by saleen556 View Post
If you are referring to the select financing with the baloon at the end then there is no guarantee like a lease.
It's the "Full Circle" option listed here ---
http://www.bmw.com.au/en/topics/offe...s/leasing.html

Quote:
BMW Full Circle offers unprecedented choice and security for our commercial and consumer customers. With attractive repayments under the program, enjoying a unique combination of dynamic performance and luxury is more achievable than you think.

BMW Full Circle is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at contract’s end with a Guaranteed Future Value.[3]

Enjoy the flexibility of the BMW Full Circle program by selecting the contract term that best suits your needs. Then at contract end, you can either trade-in, refinance, buy or simply hand in the keys.
Quote:
With Guaranteed Future Value you’ll know where you stand in advance. At the end of your contract, you can trade-in your vehicle; or exercise your Guaranteed Future Value (GFV) rights by paying out or refinancing the GFV or returning your vehicle to BMW Financial Services, provided that your vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. BMW Full Circle from BMW Financial Services (a division of BMW Australia Finance Ltd, Australian credit licence 392387). Fees, charges, terms, conditions and approval criteria applies.
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      02-12-2016, 12:48 PM   #5
2kaccordocoupe
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I know we don't have that option here in Canada. I don't think the USA does either.
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      02-12-2016, 12:52 PM   #6
Sedan_Clan
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Quote:
Originally Posted by 2kaccordocoupe View Post
I know we don't have that option here in Canada. I don't think the USA does either.
I believe that we only have BMW Select here.
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