How much do you pay for your 135i insurance?

N55_BBM · 03-31-2011, 10:36 AM

Was just curious to see how much everyone pays. I get the feeling I'm always being ripped off by insurance so thought I'd start this... Let's go with yearly figures in this format, I'll start it off (135i only!!):

Year: 2011
Color: Alpine white
Age: 23
Yrs w/ License: 5
Points on License: No
License Suspension last 3 yrs: Yes (oops.. will be wiped out in may

)
Accidents last 3 yrs: 0
Location: Central PA
Policy: $200,000 Combined Single Limit
Deductible: $1,000
Insurance Company: Amica

TOTAL PER YEAR: $2,015

If I did not have the license suspension: $1,600

I think I got most items that significantly impact the price covered, if not chime in. Let's not get into waay too much detail.

PS: License suspension getting wiped off soon, should save at least $400 or so

drdoooom · 03-31-2011, 11:10 AM

wow.

i have almost the exact same info, only i'm 24 and have had the licence for 8 years- i pay 650$/month (more than my financing for the car).

gotta love canada.

PA135i · 03-31-2011, 11:18 AM

Central PA has A LOT to do with that "premium". If you were living near to Philadelphia, I doubt you would be able to afford the insurance.

1SerieStud · 03-31-2011, 11:27 AM

I'm 27 with no points, never suspended, licensed since age 15, full coverage with 300k and 1k deductible. I pay $94/mo.

1SerieStud · 03-31-2011, 11:28 AM

Oh and my car is also a 2011 model, obviously blue.

Quote:

Originally Posted by 1SerieStud

I'm 27 with no points, never suspended, licensed since age 15, full coverage with 300k and 1k deductible. I pay $94/mo.

SinCalgary · 03-31-2011, 12:16 PM

2011 135i with DCT. I'm 35, no accidents, no points. Full coverage including $1,000,000 for liability, $1,500 loss of use, and depreciation waiver. Discounts for multi-vehicle and home insurance but I pay 30% extra as I have business use coverage as I drive my 1er for work. I pay $1,563/year

Blue135i · 03-31-2011, 12:22 PM

2008 135i, no accidents, tickets, points. 1Mil coverage, 0/100 deduct, dc area (which blows), 864/yr and that's for this and my wife's car with exact same coverages.

PS, you should all definitely show around, I was just content with my old insurance co I had for years and was SHOCKED at the difference in what I was paying vs what now...I was paying close to $3k/yr with this same coverage (had 3 cars then though). Same for home, went from 1600 to 949 just by looking around. Same or better coverage

burger16b · 03-31-2011, 06:07 PM

2008 135i no accidents, tickets, clean record 100k/300k coverage, 500 deduct. and my work beater 96 honda civic. only liability $94 mo for both. Im 29 M

mattryan · 03-31-2011, 08:10 PM

Quote:

Originally Posted by drdoooom

wow.

i have almost the exact same info, only i'm 24 and have had the licence for 8 years- i pay 650$/month (more than my financing for the car).

gotta love canada.

you pay $650 A MONTH? you should def do some shopping around... i'm a year younger then you and pay $196.00 a month

N55_BBM · 03-31-2011, 08:17 PM

edited first post with what it would cost without the license suspension i got.. i know because that's the quote i got before they did the history check lol

swaite · 03-31-2011, 09:01 PM

Year: 2009
Color: Alpine white
Age: 21
Yrs w/ License: 5
Points on License: N/A
License Suspension last 3 yrs: Yes (Should be gone in August)
Accidents last 3 yrs: Eh, maybe?? Don't recall.
Location: Fidalgo Island, WA
Policy: Full coverage
Deductible: $1,000
Insurance Company: USAA

Total per year: $1560 (Should be lower due to most infractions dropping off in August)

Yvette · 03-31-2011, 09:25 PM

about $2800 a year, I am in Canada tho.

drdoooom · 03-31-2011, 09:56 PM

Quote:

Originally Posted by mattryan

you pay $650 A MONTH? you should def do some shopping around... i'm a year younger then you and pay $196.00 a month

yeah, trust me i did! this actually ended up being the best deal

i have a hefty speeding ticket on my record unfortunately.

IDBMW · 04-01-2011, 05:38 AM

Year: 2008
Color: SGM
Age: 54 Yrs w/ License: 39
Points on License: No
License Suspension last 3 yrs: No
Accidents last 3 yrs: 0
Location: Idaho
Deductible: $1,000
Insurance Company: Farmers

I pay $646/year

IDBMW · 04-01-2011, 05:44 AM

Quote:

Originally Posted by swaite

Year: 2009
Color: Alpine white
Age: 21
Yrs w/ License: 5
Points on License: N/A
License Suspension last 3 yrs: Yes (Should be gone in August)
Accidents last 3 yrs: Eh, maybe?? Don't recall.
Location: Fidalgo Island, WA
Policy: Full coverage
Deductible: $1,000
Insurance Company: USAA

Total per year: $1560 (Should be lower due to most infractions dropping off in August)

Don't recall if you had an accident in th last three years? Wow, thats not good!

rsjean · 04-01-2011, 06:45 AM

$60/mo for the 135i and the Jeep. Full coverage w/$500 deductable.

zamboni · 04-01-2011, 09:36 AM

$500K for policy with $100 comp/$500 collison deductable, AAA CA $980 per year no point clean record.

mke135i · 04-01-2011, 02:20 PM

$1600/year for my '08 135i convertible and my wife's '11 Accord. I had my license revoked for 5 years for having too many infractions (i know, i was young and stupid). No tickets/accidents in the last 3 years though. Have full coverage $100k/$300k +$500 deductible with GEICO

Brandon26pdx · 04-01-2011, 02:49 PM

Not sure what it is down to the penny, but it's less than $1200/yr

rps · 04-01-2011, 05:37 PM

Older than I'd like to admit. 500 ded, 100/300 and all other coverages. Don't have towing, BMW Assist is still in effect. $357 every six months.

marcus · 04-01-2011, 05:59 PM

You should see what some ppl pay over here in Germany. I got a good deal for my 2011 vert paying $140 monthly(7,000,000 coverage) but USAA wanted as much as 450-500 a month. They are nuts.

Addict...Nah Im A Junkie! · 04-01-2011, 06:22 PM

Most people here should know, a good speeding ticket lawyer is worth every penny. Find one, make friends, and use him.

03-31-2011, 10:36 AM	#1
N55_BBM Major 99 Rep 1,038 Posts Drives: 2011 135i Coupe Join Date: May 2010 Location: PA iTrader: (1)	How much do you pay for your 135i insurance? Was just curious to see how much everyone pays. I get the feeling I'm always being ripped off by insurance so thought I'd start this... Let's go with yearly figures in this format, I'll start it off (135i only!!): Year: 2011 Color: Alpine white Age: 23 Yrs w/ License: 5 Points on License: No License Suspension last 3 yrs: Yes (oops.. will be wiped out in may ) Accidents last 3 yrs: 0 Location: Central PA Policy: $200,000 Combined Single Limit Deductible: $1,000 Insurance Company: Amica TOTAL PER YEAR: $2,015 If I did not have the license suspension: $1,600 I think I got most items that significantly impact the price covered, if not chime in. Let's not get into waay too much detail. PS: License suspension getting wiped off soon, should save at least $400 or so Last edited by N55_BBM; 03-31-2011 at 08:18 PM..
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03-31-2011, 11:10 AM	#2
drdoooom Enlisted Member 1 Rep 37 Posts Drives: 2011 AW 135i Join Date: Mar 2011 Location: Toronto iTrader: (0)	wow. i have almost the exact same info, only i'm 24 and have had the licence for 8 years- i pay 650$/month (more than my financing for the car). gotta love canada.
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03-31-2011, 11:18 AM	#3
PA135i Brigadier General 969 Rep 3,323 Posts Drives: 08 135i 08 CR-V Join Date: Dec 2007 Location: Pennsylvania iTrader: (0)	*Central PA* has A LOT to do with that "premium". If you were living near to Philadelphia, I doubt you would be able to afford the insurance.
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03-31-2011, 11:27 AM	#4
1SerieStud Brigadier General 184 Rep 3,939 Posts Drives: '11 VO 1M (498 of 740) Join Date: Jul 2010 Location: Jacksonville, FL iTrader: (11)	I'm 27 with no points, never suspended, licensed since age 15, full coverage with 300k and 1k deductible. I pay $94/mo.
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03-31-2011, 12:16 PM	#6
SinCalgary Private First Class 10 Rep 128 Posts Drives: AW 2011 135i DCT M-Sport Join Date: Aug 2010 Location: Calgary, AB Canada iTrader: (0)	2011 135i with DCT. I'm 35, no accidents, no points. Full coverage including $1,000,000 for liability, $1,500 loss of use, and depreciation waiver. Discounts for multi-vehicle and home insurance but I pay 30% extra as I have business use coverage as I drive my 1er for work. I pay $1,563/year
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03-31-2011, 12:22 PM	#7
Blue135i Private First Class 4 Rep 106 Posts Drives: 2008 BMW 135i Join Date: Oct 2010 Location: No. VA iTrader: (1)	2008 135i, no accidents, tickets, points. 1Mil coverage, 0/100 deduct, dc area (which blows), 864/yr and that's for this and my wife's car with exact same coverages. PS, you should all definitely show around, I was just content with my old insurance co I had for years and was SHOCKED at the difference in what I was paying vs what now...I was paying close to $3k/yr with this same coverage (had 3 cars then though). Same for home, went from 1600 to 949 just by looking around. Same or better coverage
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03-31-2011, 06:07 PM	#8
burger16b Second Lieutenant 13 Rep 256 Posts Drives: 135i Join Date: Sep 2010 Location: LI, NY, CT iTrader: (0)	2008 135i no accidents, tickets, clean record 100k/300k coverage, 500 deduct. and my work beater 96 honda civic. only liability $94 mo for both. Im 29 M
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03-31-2011, 08:17 PM	#10
N55_BBM Major 99 Rep 1,038 Posts Drives: 2011 135i Coupe Join Date: May 2010 Location: PA iTrader: (1)	edited first post with what it would cost without the license suspension i got.. i know because that's the quote i got before they did the history check lol
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03-31-2011, 09:01 PM	#11
swaite High School Dropout 13 Rep 323 Posts Drives: 2008 135i Join Date: Oct 2010 Location: PNW iTrader: (0)	Year: 2009 Color: Alpine white Age: 21 Yrs w/ License: 5 Points on License: N/A License Suspension last 3 yrs: Yes (Should be gone in August) Accidents last 3 yrs: Eh, maybe?? Don't recall. Location: Fidalgo Island, WA Policy: Full coverage Deductible: $1,000 Insurance Company: USAA Total per year: $1560 (Should be lower due to most infractions dropping off in August)
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03-31-2011, 09:25 PM	#12
Yvette Major General 761 Rep 7,408 Posts Drives: M Join Date: Sep 2006 Location: Vancouver iTrader: (19)	about $2800 a year, I am in Canada tho.
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04-01-2011, 05:38 AM	#14
IDBMW Captain 41 Rep 825 Posts Drives: 2019 X3 M40i Join Date: Mar 2008 Location: Boise, ID iTrader: (0)	Year: 2008 Color: SGM Age: 54 Yrs w/ License: 39 Points on License: No License Suspension last 3 yrs: No Accidents last 3 yrs: 0 Location: Idaho Deductible: $1,000 Insurance Company: Farmers I pay $646/year __________________ 2019 X3 M40i - Black Sapphire Metallic - Mocha Lather - 21" 718M wheels - Every option except Sun Shade
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04-01-2011, 06:45 AM	#16
rsjean satch 39 Rep 1,040 Posts Drives: 135i Join Date: Dec 2009 Location: Sonoran Desert, Tucson AZ iTrader: (3)	$60/mo for the 135i and the Jeep. Full coverage w/$500 deductable. __________________ "The Dingo ate your Mustang"
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04-01-2011, 09:36 AM	#17
zamboni I want to drive a Zamboni 1135 Rep 5,560 Posts Drives: 13 E93 M3 18 F80 M3 16 K71 Join Date: Mar 2006 Location: Monte Sereno, CA iTrader: (7) Garage List 16 K71 F800GT [10.00] 2018 F80 M3 [10.00] 2013 BMW E93 M3 [10.00]	$500K for policy with $100 comp/$500 collison deductable, AAA CA $980 per year no point clean record. __________________ 18 F80 Imola Red 6MT 16 K71 F800GT Montego Blue 13 E93 M3 Melbourne Red 2000 E46,2006 E90,09 E82,13 E93 328i,14 F30 335i,18 F80 M3 My next vehicle would be a Zamboni
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04-01-2011, 02:20 PM	#18
mke135i Lieutenant 19 Rep 436 Posts Drives: 2008 BMW 135i Cabrio Join Date: Sep 2010 Location: Midwest iTrader: (3) Garage List 2008 135i [0.00]	$1600/year for my '08 135i convertible and my wife's '11 Accord. I had my license revoked for 5 years for having too many infractions (i know, i was young and stupid). No tickets/accidents in the last 3 years though. Have full coverage $100k/$300k +$500 deductible with GEICO
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04-01-2011, 02:49 PM	#19
Brandon26pdx Lieutenant Colonel 28 Rep 1,938 Posts Drives: 2011 135i Join Date: Oct 2007 Location: Portland, OR iTrader: (1)	Not sure what it is down to the penny, but it's less than $1200/yr
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04-01-2011, 05:37 PM	#20
rps Captain 35 Rep 609 Posts Drives: 2013 X1 Join Date: May 2009 Location: Pace, Fl iTrader: (11)	Older than I'd like to admit. 500 ded, 100/300 and all other coverages. Don't have towing, BMW Assist is still in effect. $357 every six months. __________________ NB8S Past Garage: Z4, 135i. Present Garage: 2013 X Drive X1 2.8i.
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04-01-2011, 05:59 PM	#21
marcus First Lieutenant 15 Rep 378 Posts Drives: 2011 135i Vert Join Date: Jul 2008 Location: USA iTrader: (1)	You should see what some ppl pay over here in Germany. I got a good deal for my 2011 vert paying $140 monthly(7,000,000 coverage) but USAA wanted as much as 450-500 a month. They are nuts. __________________
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04-01-2011, 06:22 PM	#22
Addict...Nah Im A Junkie! Captain 34 Rep 786 Posts Drives: 09 135i, 98 M rdstr Join Date: Sep 2008 Location: NY iTrader: (0)	Most people here should know, a good speeding ticket lawyer is worth every penny. Find one, make friends, and use him. __________________ '09 135i 6MT : Space Grey/Black ette : Cold Weather Package : Sport Package : Glacier Silver Aluminum Trim : iPod and USB : Nav : HD radio : Premium hi-fi system
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